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Balloon mortgage
| Глоссарий в сфере недвижимости и ипотеки |
- Instead of a traditional fixed-rate mortgage in which the owner pays on the loan in installments, a balloon mortgage is paid in one lump sum (e.g., the balloon payment). it’s usually associated with investment or construction projects that are issued for the short term and don’t require collateral.
- A mortgage with monthly payments often based on a 30-year amortization schedule, with the unpaid balance due in a lump sum payment at the end of a specific period of time (usually 5 or 7 years). the mort - gage may contain an option to “reset” the interest rate to the current market rate and to extend the due date if certain conditions are met.
- A mortgage where the final payment is considerably larger than the preceding payments. contrast with amortized mortgage.
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Balloon, английский
- A loan that has a series of monthly payments with the remaining balance due in a large lump sum payment at the end.
- Final repayment of a facility where the repayment schedule is heavily weighted to the final amortisation payment.
- Аэростат
- Globo, balón
- A globe or round ball, placed on the top of a pillar, pediment, pier, or the like, which serves as a crown, 1. balloon framing, balloon frame a system of framing a wooden building; all vertical structural elements of the exterior bearing walls and partitions consist of single studs which extend the full height of the frame, from the top of the soleplate to the roof plate; all floor joists are fastened by nails to studs. compare with braced framing. ballast factor 80 ballflower balloon framing balloon-payment loan a type of loan agreement, whether or not secured by a mortgage, in which the final payment due at maturity is much larger in amount than each of the periodic payments required during the life of the loan.
- A bag of light material inflated with air or a gas, used to unblock arteries 37 barrel chest
- Справочная надпись; всплывающая подсказка; пояснение
- An unpowered lighter-than-air craft.
- A small pop-up window that informs users of a non-critical problem or special condition in a control.
- An outlined container that displays a markup element, such as a comment or revision, in the margin of a document.
- The curved paths of running yarns about the take-up package during spinning, downtwisting, plying, or winding, or while they are being withdrawn over-end from packages under appropriate yarnwinding conditions.
- Кружок, в который заключены слова изображенного на карикатуре персонажа
Balloon, испанский
Balloon angioplasty, английский
Same as percutaneous angioplasty
Balloon catheter, английский
A tube that can be inserted into a blood vessel or other body part and then inflated, e.g. to widen a narrow artery
Balloon fabric, английский
A plain-weave cloth having the same breaking strength in each direction. this fabric is made from fine (60’s to 100’s) combed yarn woven to constructions of 92 x 108 to 116 x 128. vulcanized balloon fabric is used for air cells in planes and barrage balloons.
Balloon framed wall, английский
Framed walls (generally over 10' tall) that run the entire vertical length from the floor sill plate to the roof. this is done to eliminate the need for a gable end truss.
Balloon framing, iron framing, platform framing, post-and-beam framing, post-and-girt framing, western framing; also, английский
Timberframed building, timber-framed house. compare with steel-frame construction. wood-framed house
Balloon help, английский
Справочная надпись; всплывающая подсказка ball-penшариковый пишущий узел ball-point pen шариковая ручка; шариковый пишущий элемент ball-point pencil шариковый пишущий элемент
Balloon interest, английский
In the context of serial bond issues, the elevated coupon rate on bonds with late maturities.
Balloon loan, английский
Balloon loan («шаровой» кредит), русский
Кредит с единовременной выплатой значительной части основной суммы долга. ипотечный кредит, предусматривющий погашение основного долга по кредиту в виде одноразового платежа, осуществляемого или в заранее оговоренное время, или в виде возрастающих платеже
Balloon loop, английский
A portion of line that allows rail traffic to change direction of travel without change to the leading end.
Balloon maturity, английский
- Any large principal payment due at maturity for a bond or loan with or without a sinking fund requirement.
- Погашение значительной доли кредита в конце срока
Balloon mortgage loan, английский
Balloon payment, английский
- The final (large) payment that repays all the remaining principal and interest of a partially amortized or unamortized loan. see: bullet.
- Крупный единовременный платеж
- A final lump sum payment that is due, often at the matu - rity date of a balloon mortgage.
- A large final payment due at the end of a loan, typically a home or car loan, to pay off the amount your monthly payments didn’t cover. many states prohibit balloon payments in loans for goods or services that are primarily for personal, family or household use, or require the lender to let you refinance the balloon payment before forcing collection.
Balloon payment, русский
Последний платеж, который гасит основной долг по ипотечному кредиту с единовременным погашением основного долга.
Balloon payment equivalent: single end-of-term payment., английский
Balloon payment, balloon, английский
Balloon tip, английский
A tooltip style design to provide message information about a control or object. bam (pn)
Balloon tire, английский
Low pressure, bulbous sectioned tire used in the late 1920s and 1930s.
Traditional, английский
A традиционный grammar
Installments, английский
Периодические выплаты
Associated, английский
- Соответствующий; связанный; присоединенный
- Experiencing through your own senses (seeing through your own eyes, hearing with your own ears, feeling with your own feelings.)
Investment, английский
- Инвестиции; капитальные вложения, см. capital investment
- Инвестиция
- The first process of a siege, in taking measures to seize all the avenues, blocking up the garrison, and preventing relief getting into the place before the arrival of the main army with the siege-train.
- Финансирование; капиталовложение; вклад; инвестиция
- The purchase of stocks, bonds, mutual fund shares, real property, an annuity, collectibles, or other assets, with the expectation of obtaining income or capital gains-or both-in the future.
- A discrete asset or group of assets held for future income, appreciation, or both and tracked separately.
- The creation of more money through the use of capital.
- An item of value purchased for income or capital appreciation. capital investments include equipment, pipes and other fixed assets. financial investments include stocks, bonds, and other securities.
Construction, французский
Collateral, английский
- Document(s) intended for publication.
- 1. property that is pledged as security against a debt. 2. a person belonging to the same ancestry (a relation), but not in a direct line of descent
- The particular assets of a borrower which are pledged to secure a loan(s) provided to it.
- Гарантия
- Совместный
- In the context of project financing, additional security pledged to support the project financing.
- Обеспечение
- Something of value deposited with a lender as a pledge to secure repayment of a loan.
Amortization, английский
- The repayment of a loan by installments.
- A payment plan by which a loan is reduced through monthly payments of principal and interest.
- Амортизация; смягчение удара или толчка при приземлении
- Амортизация (как денежное выражение износа); износ; потребление капитала; списанные амортизационные отчисления (во многих капиталистических странах определяется амортизация всего частного основного капитала, а не производственных основных фондов, как в статистике социалистических стран), см. capital consumption; depreciation; depreciation allowances
- Амортизация
- Process of writing off the cost of an intangible asset over its useful life.
- The act or process of recovering a capital cost through a specified number of recurring payments.
- Amortization is the schedule of your mortgage payments spread out over time. in real estate, a buyer`s amortization schedule is usually one monthly payment scheduled over a 15- or 30-year period of time.
- The operation of paying off indebtedness, such as a mortgage, by installments. the conventional amortization periods are15 or 30 years. (see term)
Conditions, английский
- The terms of surrender.
- Обстоятельства; условия; режим
- Грузовая устойчивость ~ of crane during lifting operations грузовая устойчивость крана ~ of geometrical shape геометрическая неизменяемость ~ of slope устойчивость откоса ~ of volume постоянство объёма
- Наблюдения за работой сооружений в условиях эксплуатации
- Работа конструкции в условиях эксплуатационных нагрузок
- A set of specified constraints and parameters that are part of the rights group bundled into a rights label. these are enforced at the time of consumption.
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Loan origination, английский
Loan origination is the process during which a borrower submits a loan application and a financial institution or lender processes that application. there is usually an origination fee associated with this process.
Common area assessments, английский
If you pay a monthly fee towards a homeowners association (hoa), part of that fee likely goes toward a common area assessment to maintain an area open to the community.
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