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Graduated-payment mortgage (gpm)
| Глоссарий экономических терминов |
A type of stepped-payment loan in which the borrower`s payments are initially lower than those on a comparable level-rate mortgage. the payments gradually increase over a predetermined period (usually 3, 5, or 7 years), and then are fixed at a level-pay schedule, which will be higher than the level-pay amortization of a level-pay mortgage originated at the same time. the difference between what the borrower actually pays and the amount required to fully amortize the mortgage is added to the unpaid principal balance.
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Ипотека с поэтапной выплатой (gpm), русский
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Comparable, английский
Сравнимый; аналогичный
Predetermined, английский
Amortization, английский
- The repayment of a loan by installments.
- A payment plan by which a loan is reduced through monthly payments of principal and interest.
- Амортизация; смягчение удара или толчка при приземлении
- Амортизация (как денежное выражение износа); износ; потребление капитала; списанные амортизационные отчисления (во многих капиталистических странах определяется амортизация всего частного основного капитала, а не производственных основных фондов, как в статистике социалистических стран), см. capital consumption; depreciation; depreciation allowances
- Амортизация
- Process of writing off the cost of an intangible asset over its useful life.
- The act or process of recovering a capital cost through a specified number of recurring payments.
- Amortization is the schedule of your mortgage payments spread out over time. in real estate, a buyer`s amortization schedule is usually one monthly payment scheduled over a 15- or 30-year period of time.
- The operation of paying off indebtedness, such as a mortgage, by installments. the conventional amortization periods are15 or 30 years. (see term)
Difference, английский
- Disagreement, inequity, contrast, dissimilarity, incompatibility
- Разница; разность
- An important army term, meaning firstly the sum to be paid by officers when exchanging from the half to full pay; and, secondly, the price or difference in value of the several commissions.
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Renegotiable rate, английский
A type of variable rate involving a renewable short-term "balloon" note. the interest rate on the loan is generally fixed during the term of the note, but when the balloon comes due, the lender may refinance it at a higher rate. in order for the loan to be fully amortized, periodic refinancing may be necessary.
Decision break-point analysis, английский
A type of sensitivity analysis that indicates the value at which a key variable will result in a negative npv for an investment project.
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