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Wraparound mortgage
| Глоссарий экономических терминов |
A second mortgage that leaves the original mortgage in force. the wraparound mortgage is held by the lending institution as security for the total mortgage debt. the borrower makes payments on both loans to the wraparound lender, which in turn makes payments on the original senior mortgage.
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Комплексная ипотека, русский
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Mortgage, английский
- Loan secured by land.
- Loan issued against some security
- Ипотека, заем на покупку недвижимости
- Ипотека
- A loan in which property is used as security for the debt.
- A registered ship, or share therein, which has been made a security for a money-loan, or other valuable consideration, is termed a mortgage in the merchant shipping act.
- Заклад; ипотека; закладная
- A written instrument that creates a lien upon real estate as security for the payment of a specified debt.
- A loan secured by the collateral of some specified real estate property which obliges the borrower to make a predetermined series of payments.
- Залог недвижимого имущества
- A mortgage is the agreement between a borrower and a lender giving the lender the right to the borrower’s property if the borrower is unable to make loan payments (with interest) within an agreed upon timeline.
- A contract providing security for the repayment of a loan, registered against property, with stated rights and remedies in the event of default. lenders consider both the property (security) and financial worth of the borrower (covenant) in deciding on a mortgage loan.
Mortgage, английский
Mortgage, испанский
Mortgage (to), английский
Заложить
Mortgage (ипотека, закладная; ипотечный кредит), русский
(1) право требований на собственность, появившееся в результате залога под заем, которое утрачивает силу по выплате этого займа; (2) юридический документ, с помощью которого недвижимость отдается в залог для обеспечения выплат долга по какому либо финансо
Mortgage acceleration clause, английский
Mortgage agent, английский
Mortgage agreement, английский
Договор об ипотеке
Mortgage averaging, английский
Mortgage backed security, английский
Mortgage bank, английский
Ипотечный банк, ипотечное учреждение
Mortgage banker, английский
- A mortgage banker works directly with a lending institution to provide mortgage funds to a borrower. they can only obtain funds from a specific institution and are responsible for each part of the mortgage process, including property evaluation, financial due diligence, and overseeing the application process.
- Originates mortgage loans, loaning you their funds and closing the loan in their name.
Mortgage bond, английский
- A bond in which the issuer has granted the bondholders a lien against the pledged assets. see: collateral trust bonds
- Закладной лист
Mortgage borrowing, английский
Заимствование под заклад недвижимого имущества
Mortgage broker, английский
- A broker who represents numerous lenders and helps consumers find affordable mortgages; the broker charges a fee only if the consumer finds a loan.
- A company or individual that places mortgage loans with lenders, but does not originate or service loans like a mortgage banker.
- A mortgage broker shops several lenders, acting as a middle man between lending institutions and the borrower. a broker can compare mortgages from several different institutions, giving the borrower a better deal.
- A person or company having contacts with financial institutions or individuals wishing to invest in mortgages.
Mortgage brokers act, английский
Mortgage by agreement, английский
Mortgage by law, английский
Mortgage certificate, английский
Mortgage collateral, английский
Mortgage company, английский
- A company that borrows money from a bank, lends it to consumers to buy homes, then sells the loans to investors.
- A legal entity which conducts business of providing funding to borrowers in order to facilitate additional equity needs in order to acquire residential or commercial real property. the funding is typically collateralized by the real property that is acquired.
Wraparound, английский
- Local activities prior to, in the midst of, or following a teleconference to focus the content toward outcomes and ideas which can directly assist the participants. glossary/95 x x.25 set of packet-switching standards published by the ccitt. an international standard for control of data communications between two or more computers or terminals using packet-switching technology.
- A financing device that permits an existing loan to be refinanced and new money to be advanced at an interest rate between the rate charged on the old loan and the current market interest rate. the creditor combines or "wraps" the remainder of the old loan with the new loan at the intermediate rate.
Institution, английский
- A place where people are cared for, e.g. a hospital or clinic, especially a psychiatric hospital or children’s home
- An establishment founded partly with a view to instruction; as the royal united service institution in london.
- The term can take on a number of meanings. it can be an organization which is in the business of holding assets (such as banks, insurance companies, and investment companies). it can also apply to traditions or procedures, as in those associated with a regulatory commission. also, see institutional factors.
- A structure, a mechanism of social order or cooperation, which governs the behaviour of a group of individuals within a human annex i glossary, acronyms, chemical symbols and prefi xes community. institutions are intended to be functionally relevant for an extended period, able to help transcend individual interests and help govern cooperative human behaviour. the term can be extended to also cover regulations, technology standards, certifi cation and the like.
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Market sweep, английский
- A second offering following a tender offer, allowing institutional investors to obtain a controlling interest at a price higher than the original offer.
- Нерегулируемая скупка акций для приобретения
Mutual association, английский
A savings and loan association organized as a cooperative, with members purchasing shares, voting on association affairs, and receiving income in the form of dividends.
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